As a retired member of SPTRFA, you may have questions about your benefits and the retirement laws and regulations that apply to you.
The SPTRFA is committed to helping you get the retirement information you need. We encourage you to explore all the resources on our website. If you have specific questions, please contact us.
Returning to Work?
What you need to know about Earnings Limitations.
If you are receiving a pension from the SPTRFA, are under age 65 and are re-employed by Saint Paul Public Schools (SPPS) or Saint Paul College (SPC), your benefit may be reduced. If your calendar year post-retirement SPPS or SPC earnings exceed the earnings limitation as defined by the Social Security Administration, the following year’s pension is reduced by $1.00 for every $3.00 earned over the limit.
Any excess earnings that are recovered by the SPTRFA will be returned to you one year after the termination of the re-employment or at age 65, whichever is later.