Pensions 101
Pensions 101 is a SPTRFA publication dedicated to helping members learn
about the pension fund and why we are an important part of their lives.
Pensions 101 is published every three weeks.
All files are in PDF format. View details on PDF files.
2009-2010
- Volume 3, Edition 3 — How do I read my estimate? Part 1
- Volume 2, Edition 2 — Active member death: Coordinated Plan
- Volume 2, Edition 1 — Disability Benefit: What is a disability benefit and who qualifies for it
2008-2009
- Volume 1, Edition 11 — Beneficiary: What is a beneficiary and how do you designate one?
- Volume 1, Edition 10 — Leaves of Absences
- Volume 1, Edition 9 — Coordinated Plan Tier I and Tier II Formulas
- Volume 1, Edition 8 — Rule of 90: What is the Rule of 90? Who qualifies for it and why are we lobbying to get it back?
- Volume 1, Edition 7 — Combined Service: What is the combined service law, and what services qualify towards your retirement benefits?
- Volume 1, Edition 6 — Why does SPTRFA's website not have a pension calculator?
- Volume 1, Edition 5 — What is the SPTRFA's defined benefit plan?
- Volume 1, Edition 4 — DC vs. DB: The difference between a defined contribution (DC) and a defined benefit (DB) plan
- Volume 1, Edition 3 — How should teachers begin to save for retirement?
- Volume 1, Edition 2 — What is the four-legged stool?
- Volume 1, Edition 1 — Your pension, your future


